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Newspaper Archive of
Moville Record
Moville, Iowa
July 8, 1999     Moville Record
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July 8, 1999
 
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"Cargill Day" For the 1 lth year in a row, Cargill, Inc. will hold its annual Cargill Day during "Soybean Week in Iowa." This year's date is Wednesday, July 14th. On that day, Cargill will donate to the Iowa Soybean Association (ISA) one cent per bushel for every bushel of soybeans that crosses its scales at any of its five Iowa plants located in Sioux City, Iowa Falls, Des Moines, and two in Cedar Rapids. Cargill Day is part of ISA's ongoing corporate relations pro- gram, which supports ISA programs and activities. The event is one of many activities planned during the week of July 11 -17, 1999, a week proclaimed by Gay. Thomas J. Vilsack as "Soybean Week in Iowa." For more information on 'Cargill Day 1999, or any of the other Soybean Week activities, contact the Iowa Soybean Association at (515) 251 - 8640. Available Online At State Fair Website For First Time "KNOCK YOURSELF OUT" AND SAVE $2 ON DISCOUNT GATE TICKETS Get a jump on summer fun and big savings on 1999 Iowa State Fair gate admission. Fairgoers who purchase tickets by August 11 'will save $2 off the price of both adult and children's gate admission. Plus, new this year, discount tickets can be purchased on- line at www.iowastatefair.org. The Fair runs Aug. 12-22. Regular $7 adult admission tickets cost only $5 each when purchased by Aug. 11 ; $4 tickets for children age 6- 11 cost only $2 in advance. Tickets go on sate approximately July 1 at partici- pating Hy-Vee Food Stores and Drug Towns statewide, Dahl's Food Marts, Fareway Stores statewide and the iowa State Fair Ticket Office. Tickets are good any one day. Children five and under are admitted free to the Fair every day. To order tickets by mail, write Iowa State Fair Ticket Office, Statehouse, 400 East 14th Street, Des Moines, IA 50319. Include check or money order, please do not send cash. Visa and Mastercard purchases are also ac- cepted; simply provide card number and expiration date. Sorry, no fax or phone orders accepted. For more information call the Fair's toll-free Hotline, 800-545-FAIR, or check out www.iowastatefair.org. Legal Facts From The legal Hotline For Older Iowans Telephone Slamming - Protections and Remedies Telephone slamming occurs when a telephone company changes your tele- phone service without your consent. Slamming is illegal, and you can pro- tect yourself from being slammed by following a few tips. Know the names of your local and long distance telephone companies. Read your monthly bills carefully and check for different carrier names. If your bill looks different or unusual, or your charges are significantly higher, call your local telephone company. If you get any sweepstakes entries or checks in the mail, read all print care- fully before accepting the check or entering the sweepstakes. These docu- ments often authorize a change in your telephone service. Look for language that indicates a change in telephone service. If you have questions about the entry or check, call the telephone com- pany who sent it and ask questions. need an for this, You'll get the service, rates, coverages and discounts you need in auto insurance from your FarMutual agent who represents Grinnell Mutual. See us today and compare. "You know we work for you." Grinnell, IA .50112 represented'by FarMutual agents SEE . . . FARMERS MUTUAL INSURANCE ASS'N L. L. Etler, President Moville, iowa- Ph. 873-3455 • . . fur a future with security Ill • ii you get a solicitation call tiara a telephone company, listen carefully to what they are offering. Ask whether you can switch back to your old tele- phone company without charge if you are not satisfied with the new service. If you are not sure about whether you want to change companies, do not feel pressured into a decision. Be wary of telemarketers who claim that they are from your local or long distance carrier and tell you that they are calling to get your approval to put all charges in one "handy" bill. Also be cautious if a telemarketer claims to need "verifica- tion" that they spoke with you and asks for information like your address and birth date. You can also ask the tele- phone solicitors to put you on their "do not call" list to prevent future calls from that company. The best way to prevent having your telephone service switched without your permission is to tell your local telephone company that you want a "Preferred Carrier Freeze" on your long distance service. That means that any change in your service will have to be specifically okayed by you, and that a telemarketer cannot tell your carrier that you approved the change. If you have been slammed, you can try to resolve the problem by taking the following steps. First, call your old telephone company, explain that you have been slammed and ask that they switch you back. There should be no charge to switch back. Second, contact the company that slammed you. Tell them you did not agree to switch to that company and ask to see proof that you switched phone companies. Third, if your phone bill is higher because you got slammed, you only have to pay the amount that you would have paid to your old company for the same service. Tell the company that slammed you to take the excess charge off your bill. If you are unable to resolve your complaint by following the above, you can contact the Attorney General's Consumer Protection Division, Hoover Building, Des Moines, IA 50319 or call (515) 281-5926. After July 1, 1999 you can also contact the iowa Utility Board by calling (515)281-3839 or (877) 565-4550 or by writing 300 East Maple Street, Des Moines, IA 50319. Recent changes in the law grant additional powers to both the lowa Utilities Commission and the Consumer Protec- tion Division of the Attorney General's office. The new law also sets forth penalues against persons who commit an unlawful practice and gives con- sumers additional remedies to pursue. If you have any questions about slam- ming, please call the Legal Hotline for Older lowans at 800-992-8161. This information is provided by the Legal Hotline for Older Iowans 1-800-992-8161, a project of the Legal Services Corporation of Iowa that is partially funded by the U.S. Admini- stration on Aging. The Hotline is a free, confidential service for all lowans 60 and older with questions on non- criminal legal matters. Social Security News Early Retirement Can Affect Your Social Security Benefits By Doug Keane Social Security Manager Sioux City Retirement in the age 50's bracket has become increasingly popular in recent years. Some early retirements are the result of company downsizing. Some hazardous jobs, such as police or fire- men, may require retirement in the 50's. Whatever the reason for leaving the worklbrce before Social Security be- comes payable at age 62, it can affect the amount of your Social Security retirement benefits. Social Security benefits are based on your earnings averaged over 35 years of your working lifetime. First. we adjust your actual earnings for infla- tion. Then we calculate your average monthly adjusted earnings during the 35 years in which you earned the most. The replacement rate on your pre-retirement earnings varies. Those with low earnings get a higher percent- age and those with high earnings a lower percentage, with an average re- placement of about 42%. Sometimes people ask, "Will I be pe- nalized if I retire early?" No, you won't be penalized, but, because we're look- ing at your highest 35 years, you'll have less opportunity to replace years of THE MOVILLE RECORD - lower earnings with years of higher earnings. This could reduce the amount of your monthly benefits. Unfortunately, some people also think that once they have earned 40 credits / quarters of coverage, they are then eligible for the maximum Social Secu- rity benefit. Not true. Earning 40 cred- its makes you eligible for retirement benefits at a certain age; it has nothing to do with the amount of your benefits. For more information, call or visit your Social Security office at 3555 Southern Hills Drive or call our Happy Go (de n I Birthday \ I / l Maa son toll-free number, ask for this factsheet, How Your ured. The factsheet our website, IIa NURSING & REHAB CENTER Highway 20 East, Correctionville, Ia 712-372-4466 Troy Anderson, Administrator i,~, • Medicare Skilled Facility ~.i~:i. ,.:'~ • Friendly, Caring Stall" a~ • Rural setting with small town car(: • Beautifhlly remodeled facility I ~.p~'l I-I , • I;; ;11 II | ['__---------__r.-i '1 I[~.i / Wed., 7/7 .................. 2:00 Bingo with Anthon UMV .................................. 7:00 Church of Christ Youth Thurs., 7/8 ............... 2:00 Bible Study with Alice Volkert Fri., 7/9 .................... 2:00 Birthday Celebration with Washta UMW Sat., 7/10 .................. 2:00 Paper Game .................................. 7:00 Lawrence Welk Sun., 7/11 ................ 1:30 Worship with S. Meier Salem l,uthcran Chtmh. CMIIe .................................. 7:00 Movie Night Man., 7/12 ............... 2:00 Dominoes with Nora .................................. 3:00 Snack Attack Tues., 7/13 ............... 2:00 Book Review with Bonnie .................................. 2:30 Music Melody with Phyllis You can hemp students everywhere and help your business at the same time. How? By asking potential employees for their high school records. 84% of high school students say they'd work harder if they knew that employers would look at their transcripts.* Thousands of businesses are already requesting records. When you ask, you'll be sending a powerful message to students: "How you do in school can help determine what kind of job you'll get, how much you'll earn, even how .far you'll go." Better make have lower failure rates and require training. You can learn a tot about a a school record: grades, courses taken, and extracurricular activities. So t logging on t making academics count. Make asking for student records business as The Business Rounofable National School Boards Association American Associat~ of School A~ninistrators UIS. Department of Education National Alliance of Business American Federation of Teachers Nattonal Assooation of Secondary School Principals Ach~ve, Inc. Business Coalition fo National Educat~n A,~ociation U.S. Chamber of Commerce National Governors' AssOC~atioo from 944-5711 LOCAL DIAL-UP NUMBER No Toll per month Unlimited Usage Includes: World Wide Web, E-Mail, Usenet News, FTP, Telnet, Browser, plus a free suite of application software for connecting to and browsing the Interact. Requires a computer with a modem and a hard drive. A one-time $10.00 setup fee applies. "Source: Public Agenda (1999) Education Excellence Partnership MAKING ACADEMICS COU T Local Local Local Local [,; People. Decisions. Commitment. Investment. A Real Community Bank is locally owned, Managed and staffed by people you know and trust. Dedicated to the overall strength of our community. First lrust and Savin I I I I II ] • Banking Hours: 9:00 a.m, to 3:00 p.m. Week Days 8:15 a.m. to 11:00 a.m. on Saturdays Lawton Moville Climbing Hill Phone 944-5171 Phone 873-3131 Phone 876-2215 Come talk with us. We've been here for years. Ready, waiting; and able to make all the difference. And we'll be here as long as you need us. Visit Our Motorbank [ l.,ofatt'd AI The Interaction of Main Street and Highway 140 I~ Open MorI,.T~..W~I..FIL. 7:~0 a.m. Io 4.~0 p.m, l"htfftda~ • 7:30 a.m. io 6:00 p.m... ~ura~l~. $:1 $ a.m. to i i:00 =.fit Depnslt= Insured to $100.000 by the Federal Deposit tnsurance C or~Loration